Your easy guide to Australian health cover
Our website makes it easy to compare Overseas Visitor Health Cover (OVHC) and Overseas Student Health Cover (OSHC) from participating Australian health insurers — and then apply directly with the insurer you choose. We do not provide personal advice. We simply help you compare and connect. Get started below to find the right cover for your visa requirements.
How it works in 3 simple steps
Finding your ideal OVHC or OSHC policy is straightforward with our comparison tool. Follow these three easy steps to secure your health insurance for your stay in Australia.
Step 1: choose your cover type
Start by selecting the type of health insurance you need: Overseas Visitor Health Cover (OVHC) for visitors, tourists, temporary workers, parents, and long-stay family members, or Overseas Student Health Cover (OSHC) for international students and their dependants studying in Australia. Each option is designed to meet common Australian visa requirements.
Step 2: compare insurers & features
We display information from participating Australian health insurers so you can compare: type of cover (OVHC or OSHC), basic inclusions (hospital, medical, emergency), optional extras (where available), and indicative pricing. Comparison results may be shown by price range, alphabetical order, or popularity. We do not recommend or rank policies as “best” for you.
Step 3: apply directly with the insurer
When you’re ready, click “Go to insurer”. You’ll be taken to the insurer’s official website where you complete the application directly with them. The insurer assesses your application, issues the policy, and handles payments, claims, and customer support. We are not involved in the application or policy management.
Important things to know about our service
We believe in complete transparency. Here's what you need to know about how our comparison service operates, ensuring you make an informed decision about your Overseas Visitor Health Cover (OVHC) or Overseas Student Health Cover (OSHC).
Do you provide advice? No. We provide general comparison information only. Any advice or recommendations (if applicable) are provided only by the insurer during their application process.
Do prices change if i use this site? No. The price you pay is the same as applying directly with the insurer.
Are all insurers shown? We compare policies from participating insurers. Availability may change over time.
How are insurers listed? Insurers may be listed based on factors such as cover type selected, price range, or participation in our comparison service.
How we’re paid (transparency): We may receive a commission from insurers if you choose to purchase a policy through links on this website. This does not affect the price you pay.
Consumer transparency: This comparison service is designed to operate transparently and in line with Australian consumer expectations, including guidance from the Australian Competition and Consumer Commission and the Private Health Insurance Ombudsman.
Your simple path to compliant health cover
Our platform simplifies the often-complex process of securing Overseas Visitor Health Cover (OVHC) or Overseas Student Health Cover (OSHC) for your Australian visa. We cut through the jargon, presenting clear comparisons so you can confidently choose the policy that meets your needs without personal advice.
Ready to compare and apply?
With our transparent and easy-to-use service, you'll feel confident in your choice of OVHC or OSHC. Take the first step towards securing your health cover in Australia. Select your cover type below to begin your comparison journey.
